Page 43 - Azerbaijan State University of Economics

Aleskerova Y.V., Fedorishina L.I., Todosichuk V.L.: Management Banking Innovative
Financial Technologies in Agrarian Sphere

Table 1: Characteristics of the effectiveness of innovation and financial
technologies in banks of Ukraine
Bank groups
Indexes Together
big ones average small
Assessment by resource management banks
introduction of innovative financial technologies (IT)
Resource provision is sufficient for the 12,6 5,7 1,8 6,7
development of IT
Resource support is limited to the
development of IT 35,7 32,7 28,3 32,3
Resource support is limited to the 43,3 34,1 30,6 36,0
development of IT
Resource support is not sufficient for ITT 8,4 27,5 39,3 25,0
development
Factors that reduce the efficiency of innovation and financial technologies
Low awareness of IT clients 27,5 32,5 14,3 24,7
Unwillingness of clients to use ITT 32,6 41,3 15,3 29,7
Lack of unified information bases 17,8 21,5 27,4 22,2
Lack of necessary communications 15,6 27,3 31,8 24,9
Unwillingness of bank staff to use ITT 18,5 26,4 34,1 26,3
Lack of special research 17,5 25,4 41,7 28,2
Limited financing of ITT 53,3 75,4 78,5 69,1
Low level of interaction between
departments 16,7 26,5 17,5 20,2
Limited communication channels 15,4 25,3 37,4 26,0
Low qualification of specialists 10,6 23,6 18,8 17,6
Lack of specialists in the innovation 16,7 23,8 30,8 23,7
department
Low network branching 15,4 25,8 78,3 39,8
The lack of adapted techniques for
assessing the effectiveness of ITTs 24,3 34,1 37,4 31,9
Undeveloped ITT implementation strategy 14,7 27,4 43,1 28,4

The approval of a new creative knowledge economy on the domestic territory
sparked the emergence of qualitatively new challenges in the banking business. Thus
under the influence of destructive phenomena, they acquire a modern color and
innovative financial technologies in banking (Figure 4).

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